FIXED ANNUITY
A fixed annuity is most comparable to a certificate of deposit (CD) issued by the bank, except with a fixed annuity, the interest you earn accrues inside the annuity and is not taxable until you withdraw it from the annuity-TAX DEFERRED.
With a CD the bank sends you a 1099 tax form each year which reports the amount of interest you earned, and you must report this interest on your tax return even if you let it accrue in the CD. In many cases this interest received will be income that is not presently needed which can cause other forms of income to be taxed or taxed more, such as Social Security Income.
Fixed annuities are offered by many, and I mean many insurance companies. It is most important that you invest with a company that is not only very competitive but also is financially sound.
At BENCHMARK we work with the most competitive and financially sound companies available.
Contact us Today for your free FIXED ANNUITY REPORT that will provide you with the current interest rates from the most competitive companies.
FIXED ANNUITY VS BANK CD
An equity-indexed annuity is a special type of fixed annuity, distinct enough to be given its own category. An indexed annuity provides you with exposure to one of the stock indices, such as the S&P 500, while guaranteeing the return of your principal investment. They provide you with the opportunity to capture a portion of the growth of the stock market while keeping one foot on dry land. These vehicles can effectively provide superior rates of return and still allow conservative investors to sleep peacefully at night.
With an equity-indexed annuity, you get to participate in the upside when the stock market is climbing, but you also protect yourself against the downside since you'll earn a guaranteed minimum return even if stock prices fall. These features make it the NUMBER 1 selling fixed annuity product in 2017
Indexed annuities should be considered by any investor who seeks higher returns than those offered by traditional guaranteed instruments, but cannot afford to risk losing principal.
At BENCHMARK we work with the most competitive and financially sound companies available.
Contact us TODAY for your free EQUITY INDEXED ANNUITY REPORT that has the breakdown of all the features of this dynamic product from the most competitive companies.
INTRO TO EQUITY INDEXED ANNUITIES
EQUITY INDEXED ANNUITY
Security — The annuity provides stable lifetime income which can never be outlived or which may be guaranteed for a specified period. This advantage is crucially important to annuitants who may have previously feared outliving their savings or have longevity in their family.
Simplicity — An annuity is pretty much “get it and forget it.” Once it is set, the only work you are required to do is collect your regular payments. With an immediate annuity, you do not need to watch markets or track interest rates and dividends.
Higher Returns — The interest rates used by insurance companies to calculate immediate annuity income are generally higher than CD or Treasury rates. Since part of the principal is returned with each payment, greater amounts are received than would be provided by interest alone.
At BENCHMARK we work with the most competitive and financially sound companies available.
Contact us TODAY for your free SINGLE PREMIUM ANNUITY QUOTE to provide you with the highest income guaranteed product on the market today!
INTRO TO SINGLE PREMIUM IMMEDIATE ANNUITIES